Since opening our first office in 1974, Odiorne Insurance has been recognized a Florida based leading insurance provider.

Business Interruption Insurance (also known as Business Income Insurance) covers the loss of income that a business suffers after a disaster while its facility is being rebuilt. A property insurance policy only covers the physical damage to the business, while the additional coverage allotted by the business interruption policy covers the profits that would have been earned. This extra policy provision is applicable to all types of businesses, as it is designed to put a business in the same financial position it would have been in if no loss had occurred.

This type of coverage is not sold as a stand-alone policy, but can be added on to the business’ property insurance policy or comprehensive package policy. Since business interruption is included as part of the business’ primary policy, it only pays out if the cause of the loss is covered by the overarching policy.

As a Tampa, FL  Independent Agency, we represent many insurance carriers. This allows us to better assist you with a wide variety of programs that are specifically designed to meet your needs.

Let our professional service, and special attention to your needs show you the reason why, “your local agent does make a difference.”