Effective Date: June 20, 2025

Welcome to the official website of Odiorne Insurance (hereafter referred to as “Company”, “we”, “our”, or “us”). By accessing or using this website (https://odiorneinsurance.com), you (“User” or “you”) agree to be bound by the following Terms of Service, Privacy Policy, and all applicable laws and regulations.

If you do not agree to these terms, you are prohibited from using or accessing this site.

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1. Authorized Use of Website
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This website and all of its content—including but not limited to text, graphics, logos, images, and software—are the intellectual property of Odiorne Insurance or its content suppliers and are protected by U.S. and international copyright, trademark, and intellectual property laws.

You may view, download, and print publicly available pages for your personal, non-commercial use only. Any unauthorized use, reproduction, distribution, modification, or republication of website content is strictly prohibited.

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2. Prohibited Activities
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You agree **not** to:

– Use any robot, spider, crawler, scraper, or other automated means to access this site for any purpose, including monitoring or copying data.
– Circumvent, disable, or interfere with website security features or access controls.
– Download or extract content from the site for use in reverse-image searches, content monitoring services, AI training, copyright enforcement campaigns, or competitive data gathering.

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3. Anti-Scraping Enforcement Clause
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**BY ACCESSING THIS WEBSITE VIA AN AUTOMATED TOOL**, INCLUDING BUT NOT LIMITED TO BOTS, SCRAPERS, OR CRAWLERS, YOU HEREBY:

– **ACKNOWLEDGE AND AGREE** to a mandatory data extraction and monitoring fee of **$5,000 (USD) per incident**, payable immediately upon detection.
– Agree that continued access after notice shall incur additional daily penalties of **$1,000/day** until all unauthorized activity ceases.
– Waive any right to dispute such fees on the basis of consent, and further acknowledge that continued access shall constitute binding acceptance of this clause.

Unauthorized automated access also constitutes **trespass to chattels**, **unauthorized access under the Computer Fraud and Abuse Act (CFAA)**, and will be pursued to the fullest extent of the law.

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4. Intellectual Property Notice
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All content on this site is the exclusive property of Odiorne Insurance or used under valid license agreements. Any unauthorized reproduction, republication, or distribution of this content — including images, written material, or layout — may result in legal action, including claims for statutory damages, attorney fees, and injunctive relief.

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5. Disclaimer
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All information provided on this site is for general informational purposes only and does not constitute legal, financial, or insurance advice. No warranties are expressed or implied. The site and its content are provided “as is.”

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6. Limitation of Liability
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To the maximum extent permitted by law, Odiorne Insurance shall not be liable for any damages resulting from use of, or inability to use, the site — including but not limited to indirect, incidental, or consequential damages.

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7. Indemnification
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You agree to indemnify, defend, and hold harmless Odiorne Insurance, its officers, employees, contractors, and affiliates from any and all third-party claims, losses, damages, liabilities, costs, or expenses (including attorneys’ fees) arising from your violation of these terms or misuse of this site.

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8. Governing Law & Jurisdiction
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These terms are governed by and construed in accordance with the laws of the **State of Florida**, without regard to conflict of law principles. Any disputes arising under these terms shall be resolved exclusively in the **state or federal courts located in Hillsborough County, Florida**.

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9. Modifications
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We reserve the right to update, revise, or modify these Terms at any time without prior notice. Your continued use of the site constitutes acceptance of any modifications.

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10. Contact Information
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If you have questions about these terms, you may contact us at:
Odiorne Insurance 
PO BOX 830
Brandon, Florida 33509
(813) 685-7731