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Brandon, Florida Flood Insurance
Flood damage can be devastating for any family, and most standard home insurance policies do not cover flood losses. Relying on federal assistance in the event of a major flood is not guaranteed.
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Call Odiorne today for your Flood Insurance 813-685-7731
Why Flood Insurance is Essential
Your flood insurance policy typically depends on your flood zone risk. Standard Florida flood insurance policies apply to homes, condos, mobile homes, businesses, and rentals in flood-prone areas.
We offer multiple options for flood insurance in Florida:
- Standard Flood Insurance Coverage
- Optional Excess Flood Coverage
- Building, Contents, Replacement Cost Coverages
- Affordable Rates
Is Flood Insurance automatically included with all homeowners policies in Florida?
No, homeowners insurance policies in Florida generally do not include flood coverage automatically. Flood insurance must be purchased separately, either through the National Flood Insurance Program (NFIP) or a private provider. Homeowners insurance covers events like fire, theft, and certain types of water damage (e.g., burst pipes) but not flooding caused by natural disasters like hurricanes or heavy rains.
Why You Need Flood Insurance
Given the high risk of flooding in many parts of Florida, it’s crucial to evaluate your risk and consider purchasing flood insurance to protect your property.
Flood coverage Insurance in Brandon, Florida
Flood insurance building coverage protects the structure of your home or business, including appliances and other property items such as cabinets, air conditioners, and dishwashers. Ensure you also cover your personal property, such as clothing and furniture, under the contents coverage.
Our policies offer different options. Contact our staff at 813-685-7731 with any questions about your Florida flood insurance policy. Our agents are available Monday – Friday from 8:30 AM – 5:00 PM.
If you have questions, we’re here to help.
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Speak with a licensed agent for additional information regarding these coverages or refer to your actual policy for specific coverages and limits. It’s important to understand what your policy covers and how different limits could potentially affect your business risks and liabilities.
Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.
If you have questions, we're here to help.
Our agents are available Monday - Friday from 8:30AM - 5:00 PM
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The information provided on our website is not legal advice or a substitute for professional insurance consultation. It is for illustration and informational purposes only. For additional information regarding your specific insurance needs, please call and speak with one of our licensed insurance agents today. Our agents are ready to assist you in navigating your insurance options.
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