• General Liability Insurance – This liability insurance may protect you from claims that arise from daily operations. For example, this may include the possible accidents that could occur at a job site.
• Tools and Equipment – Hand tools are normally covered on a blanket basis with no list or schedule. No item can exceed $500 in value. Equipment Insurance may protect equipment such as welders, nail guns, generators and other expensive portable equipment.
• Builders Risk – C.O.C (Course of Construction) – This is physical damage insurance for property under construction, and lenders may require it before issuing construction financing and before funding remodeling projects.
• Workers’ Compensation – Contractors are responsible for providing this coverage for employees, but may also inherit the exposure due to subcontractors who have not provided workers’ compensation insurance for their employees. You may eliminate risk by requiring that subcontractors carry appropriate workers’ compensation insurance.
• Business Auto Insurance – If you use your automobile for business, making sure certain coverages are not excluded may be beneficial. Personal auto policies may exclude autos used for Commercial and Business purposes and could therefore require coverage on a policy designed for such use.

At Odiorne Insurance Agency, our licensed agents can help you obtain the insurance solutions that meet your criteria and suit your desires. Contact us to find out more about contractors insurance in the Brandon, Florida area.