The following terms describe the general coverages for each type of coverage offered, but may not necessarily be included or reflect accurately the way a particular coverage applies for a specific policy. Please be sure to read your policy coverages carefully when choosing your insurance when working with a licensed agent.

• Primary Liability – This coverage option is mandated by state and federal agencies and protects you from damage or injuries to other people as a result of a truck accident.
• Comprehensive Physical Damage and Collision Coverage – This insurance is coverage for your truck and trailer. This coverage may cover the repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.
• Motor Truck Cargo Coverage – Motor Truck Cargo insurance generally protects the transporter for his responsibility in the event of damaged or lost freight, and is purchased with a maximum load limit per vehicle.
• General Liability – This coverage may provide protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract. We offer you many lines of coverage for Artisans Contractors, Contractors Liability, Contractual Liability, Electrical Work, and Plumbing.
• Non-Trucking Liability/Bobtail Coverage – Non-Trucking Liability (Bobtail Coverage) may provide limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It may also provide limited liability protection when the owner-operator is not on dispatch, or pulling a loaded trailer.

Whether you’re looking for owner operator, motor carrier or private carrier, we can help you find the trucking insurance coverage that you desire for your business. Contact us to find out more about truck and trucking insurance in the Brandon, Florida area.